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Borrowers' Survival Guide

Going through the mortgage approval process is a journey. Because mortgage is a highly risky investment for a lender, there are many rules in place. As a borrower you need to know some of the rules and how  they work that are important for mortgage purposes. In many cases a mortgage does not get approved at the last moment and many borrowers get frustrated when the loans get declined after a long hurdle.  That is the reason  you need to have a survival guide for your mortgage journey . Read More.. 


Your Mortgage Options

When it comes to a mortgage many people find it confusing. It is because we don’t deal with it frequently like other products. For some it is  once in a life time experience and for some people might be more, especially, when you are a real estate investor . Some knowledge of this and how the qualification process works will help you to make the right choice. Here are the few important points that you should know as a borrower.  Read More .. 


Secrets of Lowering Rates

The higher the rates the more you are paying. Interest rates are the most costly expense for a borrower. There are many factors play a role in lowering your rates and saving money. Sometimes it is not only the interest rates that would be the deciding factor. The APR would provide you the most correct information in terms the total cost of getting the mortgage.  Let us explore some topics here.  Read More ..

Questions ?

As a borrower you might have many questions, especially , if you are a first time home buyer.  Depending on your scenario, we will explain the best option that works for you.

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Do Your Homework

Do you know many borrowers get over charged and sometimes  get qualified for more or less than they should.  Doing a good homework can save you from unnecessary expenses and hurdles later.